Insurance

Protection

As well as being one of the UK's finest mortgage brokers, we are also specialists in protection matters whether mortgage related or not.

The Basics

Broadly speaking, there are 3 main types of protection policies. Each of these is specifically designed to protect different eventualities.

Life

The ideal purpose of any policy that pays out upon death, is to ensure that surviving dependants receive a sufficient lump sum or income to enable them to maintain the standard of living they are accustomed to.

Income Replacement

Should you lose yoru ability to work (and therefore the ability to earn sufficient income) you would still require an income in order to meet your normal living expenses. Permanent Health Insurance (PHI) is the best way of providing this replacement income